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Combined Federal and Ontario Marginal Tax Rates — 2007(1) 
Taxable Income* Ordinary Income Gross Capital Gain Eligible Dividend*#^ Non-Eligible Dividend*##
At $35,488  24.15 12.08 (1.47) 7.73
At $37,178  31.15 15.58 7.95 15.86
At $62,487** 32.98 16.49  8.66 16.86
At $70,976 35.39 17.70 12.16 19.88
At $73,622** 39.41  19.70 14.49 22.59
At $74,357 43.41 21.70  20.29 27.59
At $120,887 46.41 23.20 24.64 31.34
^ eligible dividend range of -1.47% to +3.55% at taxable income of $35,488
Combined Federal and Ontario Marginal Tax Rates — 2008(1)(2)
Taxable Income* Ordinary Income Gross Capital Gain Eligible Dividend*#^ Non-Eligible Dividend*##
At $36,020    24.15 12.08 (1.47)    7.73
At $37,885  31.15 15.58 7.95    15.86
At $63,424** 32.98 16.49 8.66 16.86
At $72,040 35.39 17.70 12.16 19.88
At $74,726* 39.41 19.70  14.49  22.59
At $75,769 43.41 21.70 20.29 27.59
At $123,184 46.41 23.20  24.64 31.34
^ eligible dividend range of -1.47% to +3.55% at taxable income of $36,020

*Calculated on actual dividends, not grossed-up amount for tax purposes. These rates take into account the new, two-tier dividend tax structure. Check with your certified general accountant to confirm which dividend rates are applicable to you.

# Eligible dividends include those received from a public Canadian corporation and certain private, resident corporations that must pay Canadian tax at the general corporate rate. Note that negative rates of return for certain lower taxable income amounts, which may represent tax credits or refunds, are approximate figures only because federal tax and provincial/territorial tax are calculated separately and cannot typically be offset against one another.

## Non-eligible dividends include those received from Canadian-controlled private corporations (CCPC) that are not subject to the general corporate tax rate. 

(1) Tax rates before personal credits are applied, except for Ontario surtax, denoted as a double asterisk (**), which is net of the basic personal credit only. See the section on Federal and Ontario Non-Refundable Tax Credits, for tax credit information. It is assumed each bracket is composed of ordinary income. The rate indicated is the marginal rate for additional income of the type noted.

(2) The increased tax bracket limits for 2008, on the previous page, assume a federal CPI adjustment of 1.9 per cent and a provincial CPI adjustment of 1.5 per cent in 2008.

The prior tables take into effect Ontario rates, using the TONI system introduced by the government in 2000. In 2007 and 2008, they are as follows:

Taxable Income  2007 
To $35,488 6.05%
Between $35,488 and $70,976 9.15%
$70,976+ 11.16%
Taxable Income 2008
To $36,020 6.05%
Between $36,020 and $72,040 9.15%
$72,040+ 11.16%

The tables also take into account Ontario surtaxes of both 20 per cent (at income of $62,487 in 2007 and $63,424 in 2008) and 56 per cent (at income of $73,622 in 2007 and $74,726 in 2008). 

Taxable income brackets are indexed annually by a formula based on the federal and provincial CPI increases. The above rates are, therefore, subject to change as a result of both that and measures brought forth in budgets introduced after the publication date.

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